Retirement

How Much Will You Need for Retirement?

Retirement

Editor’s Note: Briant Sikorski, from Stratos Wealth Partners in Cary, contributed this article.

Cary, NC — Even though calculating a retirement savings goal is key to pursuing and maintaining a confident financial outlook, just 46% of American workers have figured out how much money they will need to accumulate for retirement.* More than half admit that they are behind schedule when it comes to planning and saving for retirement. Read more

taxes

Money Matters: 2014 Taxes & 2015 Limits

taxes

Cary, NC — The New Year is upon us and, with it, a few new Federal contribution limits on the various qualified retirement plans. This is a quick overview of the 2015 numbers along with a reminder on what you can still do for the 2014 tax year. Read more

Tax return

Filing Your Tax Return: 2015 Tips & Tricks

Tax return

Cary, NC — Ready or not, it’s that time of year again! Time to start thinking about filing your 2014 tax return. Becca Smith, Director of Marketing for Smith & Smith, CPA, gives some important dates and great advice to CaryCitizen readers.  Read more

Tax

3 Confusing Tax Terms Uncovered

Tax

Cary, NC — If you were asked to identify some confusing financial terms, would tax-deferred, tax-exempt and tax-deductible top the list? Taking control of these terms can have a tremendous impact on your savings and investment performance. Read more

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Money Matters: Protecting Your Retirement Against Illness or Injury

 money-retirement-disability

Cary, NC – If you’ve already started saving for your retirement, congratulations. You’re on your way to fulfilling lifelong dreams and goals. There are millions of Americans who suffer a disabling illness or injury and, as a result, cannot work. Such afflictions not only effects their physical well being, but their fiscal health as well, damaging their income and retirement funds. Read more

disability-insurance

Money Matters: Getting Disability Insurance

disability-insurance

Cary, NC — “It will never happen to me.” That’s what a lot of us think. In reality, disabilities can and do happen. – to anyone – at any time.  Read more

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Money Matters: College Funding with Money Market Mutual Funds

money-market-college-funds

Cary, NC — Today, there are many funding vehicles for those trying to accumulate money for a child’s education – stocks, bonds, mutual funds, Certificates of Deposit, annuities, or insurance products. All of these are good choices for accumulating funds, but when the time between deposit and demand is short, many find that money market mutual funds best meet their needs. Read more

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Money Matters: Time To Rebalance Your Money

rebalance-your-money-2

Story by Raj Satsangi.

Cary, NC — If you’re like most people, you started-off the new year by taking an inventory of your lifestyle and resolving to make some changes.  Read more

Top 7 Tax Tips for 2013

top-7-tax-tips-cary Cary, NC – In January, taxpayers begin receiving the documents they will need to file their 2012 tax returns. Here are some tips that will make sure you are prepared whether you file electronically, use Turbo Tax, or hire a professional to save you the headaches. Read more

Money Matters: What’s Up With Your Social Security

“Coach Pete” D’Arruda writes the Money Matters series on CaryCitizen. Photo by Brian Talbot.

Cary, NC – By 2033 the Social Security Administration (SSA) projects the number of eligible Social Security beneficiaries will double, while the number of contributing workers per recipient declines. Do the math. Read more